Ni how many years have i paid
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What to do next For queries about your identity check, email nida nidirect. One of our pension specialists will be happy to answer your questions. Opening times: Monday to Friday, 9am to 5pm helpline , 9am to 6pm webchat. Closed on bank holidays. When it comes to paying voluntary NICs to increase your State Pension entitlement, you can usually pay voluntary contributions for the past six years.
The deadline is 5 April each year. However, in some circumstances you can go back further than the last six years — depending on your age. Whether you pay Class 2 or 3 will depend on your employment status and whether you ever lived and worked abroad. A State Pension forecast will give you an estimate of your State Pension. This is based on your current National Insurance contribution record.
Your projected State Pension at State Pension age is based on whether you continue to make National Insurance contributions or receive National Insurance credits. You should note that in the State Pension changed and arrangements were put in place to ensure that people will not get less than they would under the old system if using their own National Insurance record. A State Pension forecast will also tell you whether you were ever contracted out of the additional State Pension under the old system.
This is the amount you would have received as an additional State Pension had you not contracted out, and therefore the COPE could reduce the amount of State Pension you receive even though you might have 35 or more qualifying years of National Insurance contributions. Be aware that you need 35 qualifying years to receive the full State Pension.
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